Risk Tolerance Survey - Prime Capital Financial

Polling Form (#3)

Discover Your Investment Profile

Please take a few moments to complete this brief survey. Understanding your investment phase, time horizon, and experience will allow us to tailor our approach to your unique needs and goals.

Full Name

Which one of the following best represents your current investment phase?

Accumulation Phase: Investor accumulates assets. There is a long time horizon and typically more risk can be tolerated since there is more time to achieve goals and objectives. Often there are short-term needs that must be considered (such as employment changes or the purchase of a home).

Consolidation Phase: Wealth often accumulates more rapidly during this phase as an investor's income typically outpaces expenses. Most large purchases and immediate cash needs have already been addressed. The time horizon until the next phase is getting progressively shorter.

Decumulation Phase: Typically known as retirement, wherein earned income has mostly, if not completely, ended and investment income from accumulated assets is now the primary source to pay living expenses. Risk tolerance tends to be considerably lower as volatility and fluctuations are less desirable. However, longer life expectancies can lead to longer time horizons and thus more risk may be necessary for potential growth opportunity to counter the effects of longer time horizons.

What is your Investment Time Horizon?

Long (more than 10 years)

Medium (5 - 10 years)

Short (less than 5 years)

What is your Investable Net Worth?

The general formula for Investable Net Worth = Assets, excluding primary residence (i.e. investments and savings) Liabilities (i.e. consumer debt, credit cards, and loans)

What is your total annual household income?

Less than $100,000

$100,000 to $200,000

$200,000 to $500,000

More than $500,000

Over the next six (6) years, you expect that your earned income will probably:

Decrease

Stay about the same

Moderately increase

Significantly increase

What is your investment experience with the following categories? Select the number that best fits your personal situation for each category below.

0 - None/Not Recent: None, or no recent, experience

1 - Occasional: You have either (1) bought or sold this type of asset on at least one occasion over the past year or (2) currently have an advisory/managed account that holds this asset type, and the account has been open for at least six months.

2 - Frequent: You have either (1) bought or sold this type of asset on at least four separate occasions over the past year or (2) currently have an advisory/managed account that holds this asset type, and the account has been open for at least one year.

3 - Extensive: You have either (1) bought or sold this type of asset on at least twelve separate occasions over the past year or (2) currently have an advisory/managed account that holds this asset type, and the account has been open for at least three years.

Stocks

Bonds

Mutual Funds

Options

Insurance/ Annuities

Real Estate

Alternative Investments

The answers provided to the seven survey questions below will generate a Risk Tolerance Score which helps to determine the proper asset mix for an investment. Please take time to answer the questions as best and honestly as you can and select the option that best fits your personal situation. Your answers are assessed at a household-level, which includes all your accounts, account-types, and your current client classification/capacity (e.g., Individual, IRA, Joint, Trust). Please contact your Advisor if you would like to complete a separate questionnaire to address a specific classification, personal situation, or individual account-type.

Time Horizon

Your current situation and future needs

What is your current age?

less than 45

45 to 55

56 to 65

66 to 75

older than 75

When do you expect to start drawing income?

not for at least 20 years

in 10 to 20 years

in 5 to 10 years

not now, but within 5 years

immediately

Goals & Expectations

Your view of how an investment should perform over a long term

What is your goal for this investment?

to grow aggressively

to grow significantly

to grow moderately

to grow with caution

to avoid losing money

Assuming normal market conditions, what would you expect from this investment over time?

to generally keep pace with the stock market

slightly trail the stock market and make good profits

trail the stock market with moderate profits

to have some stability, but make modest profits

to have a high degree of stability and make small profits

If stocks perform poorly over the next decade, what would you expect from this investment?

to lose money

to make very little or nothing

to make a little gain

to make a modest gain

to be affected little by the stock market

Short-Term Risk Profile

Your attitude toward short-term volatility

Which of these statements describe your attitude about the next three year's performance of this money?

don't mind if I lose money

I can tolerate a loss

I can tolerate a small loss

I'd have a hard time dealing with a loss

I need to see at least a little return

Which of these statements describe your attitude about the next few months' performance of this money?

who cares, 3 months means nothing

I wouldn't worry about losses in that time frame

A loss of more than 10% would concern me

I can only tolerate small short-term losses

I'd have a hard time stomaching any losses

Discover Your Investment Profile

Which one of the following best represents your current investment phase?

What is your Investment Time Horizon?

What is your Investable Net Worth?

What is your total annual household income?

Over the next six (6) years, you expect that your earned income will probably:

What is your investment experience with the following categories? Select the number that best fits your personal situation for each category below.

Time Horizon

Goals & Expectations

Short-Term Risk Profile

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